Services


Electronic Services

Encompass Credit Union is committed to providing the most convenient ways to access your accounts on your schedule.

NetTeller– Home Banking

Access your account 24 hours a day at your convenience, wherever you have internet access. Check balances, see history, make transfers, see check images, anything you need to do is simply a mouse click away.

Mobile Banking

Encompass Mobile Banking allows you to securely check balances, view transaction history, transfer funds, and pay loans on the go! Download the Encompass Mobile Banking App today on your smartphone or tablet.

Remote Deposit Capture (RDC) FAQ Sheet

Read more about Remote Deposit Capture (RDC).

e-Statements

“Go Green” and receive your monthly statements via a safe and secure method without the paper. Available within NetTeller Home Banking or with the Encompass Mobile App within the first few days of the month, e-Statements bring your information to your screen. E-Statements will be available for a 12 month period.

iTalk – Telephone Banking

Access account information, make loan payments, and transfer funds with this free service. Stop by any of our branches to set up your PIN today.

Toll-Free: (800) 675-8852, Option 2


Card Services

The convenience of Encompass is right in your hands with a variety of plastic card options. Please note, Encompass will NEVER contact you to ask for your card information. Please call (800) 675-8852, option 3 if you feel your card information has been compromised.  

ATM Cards

ATM Cards are available to give you access to your account from ATM machines worldwide. With a number of Encompass ATMs in the area and a nationwide network of surcharge-free machines through Alliance One, you always have fast, easy access to your accounts.

Debit Cards

The debit card looks like a credit card but works like a check. It gives you all the capabilities of an ATM card, plus can be used for making purchases from merchants wherever Mastercard® is accepted.

Credit Cards

Encompass Credit Union Credit Cards have a low fixed rate and are accepted anywhere MasterCard® is. With our MasterCard Online Accounts, you can make your payment, see your recent transactions, and view past statements all in one place.

Lost or Stolen Cards

If your Encompass Credit Union ATM/Debit Card is lost or stolen when the credit union is closed, please call (855) 472-7383 to report it.

If your Encompass Credit Union Credit Card is lost or stolen when the credit union is closed, please call  855-511-8978 to report it.

International & Out of State ATM Debit Card Transactions

In an effort to reduce fraud, transactions in certain states and any outside the United States will be blocked, you must notify the credit union in advance if you are planning on using your card for international and some out-of-state transactions. Your card will be declined unless you inform us first. Please contact Card Services at (800) 675-8852, option 3.

Full-Service ATM Locations

Steel Parts Branch: 201 North Main Street – Tipton
Maish Road Branch: 1035 North Maish Road – Frankfort
Nickel Plate Branch: 2115 West Holiday Road – Frankfort
Reed Road Branch: 4020 South Reed Road - Kokomo

Cash Dispensing ATM Locations

Frito Lay Factory: Core Plant – Frankfort
Frito Lay Factory: East Plant – Frankfort


Other Services

Here are some additional services that Encompass Credit Union has to offer. We strive to meet all of your financial needs. Contact us today for more information.

  • Automatic Loan Transfers

    • Schedule payment transfers from your account, with no worrying about when your payment is due.

  • Notary Service

    • Notary Public is available at no cost to you.

  • Night Depository

    • Available at all Encompass branches.

  • Drive-Thru Banking

  • Wire Services

  • Cashier Checks

  • Money Orders

  • Redeeming Savings Bonds

  • Collector Coin Sets