What to Do with Pennies Now that Production has Ended

On November 12, 2025, the U.S. Mint pressed its last penny, ending over 230 years of production. So, even though it’s estimated that there are 114 billion pennies in circulation across the U.S., banks and credit unions can no longer order new ones. Whether you use cash daily or have an old piggy bank collecting dust, here’s what Indiana residents need to know about managing their pennies during this historic transition.

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A Guide to Charitable Giving Strategies

Holidays are a great time to support the causes that matter most to you. The season inspires us to give back to the communities that support us. Here in Indiana, we see this spirit of generosity every day. At Encompass, we believe that your contributions should make the biggest impact possible for the charity you support as well as your own financial well-being.

This guide will walk through the essential charitable giving strategies to help you make the most of your contributions this year-end and beyond. We’ll explore practical strategies to maximize your charitable impact while strategically lowering your tax bill. 

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Black Friday and Cyber Monday Safety Tips

Keeping you—and your wallet—out of harm’s way this holiday season.

The holiday season is fast approaching, and with it comes the highly anticipated shopping events of Black Friday and Cyber Monday. Regardless of whether you’re shopping in-person, online, or both, being prepared is key in snagging deals, staying safe, and making smart financial decisions.

This blog will walk through safety tips to consider before you shop, while shopping online and in-person, and after your check-out is complete. This keeps you, your family, and your finances in good shape.

At Encompass Credit Union, we’re committed to being your trusted financial partner. With decades of serving members in Tipton, Kokomo, and Frankfort, we want to help you shop smart, save money, and steer clear of scams this holiday season.

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