Disclosures

Privacy Policy

Contacting Us

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Website, you can contact:


Encompass Credit Union
201 North Main Street
Tipton, IN 46072
info@encompasscu.org
800-675-8852


Encompass credit union's mobile application may require access to the contact list on your mobile device in order to facilitate certain features within the application including, but not limited to Bill Pay and/or Person-to-Person Payments. Our mobile application requires access to mobile device camera and photos to utilize Remote Deposit functionality.


Your Right To Manage Your Online Digital Access At Encompass Credit Union, we prioritize your privacy and are dedicated to assisting you throughout this process. Should you decide to discontinue using our online services, you have the right to request the deletion of your digital banking account access to your online personal finance profile.

(To Learn More, Click Here)

FACTS WHAT DOES ENCOMPASS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • account transactions and credit history
  • credit scores and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Encompass Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Encompass Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For our nonaffiliates to market to you No We don’t share

Questions?

Call toll-free (800) 675-8852 or go to www.encompasscu.org.

What We Do
How does Encompass Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Encompass Federal Credit Union collect my personal information? We collect your personal information, for example, when you:
  • open an account or deposit money
  • pay your bills or use your credit or debit card
  • apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a Encompass Financial Management and Encompass Insurance Services name.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Encompass Federal Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT.