How To Refinance Your Car
Refinancing your car can be a smart financial move, but it’s not always the best option for everyone. At Encompass, we want to help you make informed decisions about your finances. Whether you’re looking to save money or simplify your payments, understanding how auto refinancing works is the first step.
In this blog, we’ll answer common questions about car refinancing, explain when it makes sense (and when it doesn’t), share the steps involved, and highlight why refinancing through a credit union might be your best option.
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How Do Mortgages Work and When Should You Refinance Your Mortgage?
Navigating the waters of homeownership can be complex, especially for recent graduates stepping into the realm of financial independence. Whether you're in Indiana or anywhere else, understanding how mortgages work and the refinancing process can significantly impact your financial well-being. Let's delve into the nuts and bolts of mortgage refinancing, with a special focus on how Encompass Credit Union could be your ally in this journey.
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Financial Planning for Graduating High School Students
Congrats, class of 2025! It's a time filled with excitement, dreams, and, inevitably, financial responsibilities. As you stand on the threshold of this new chapter, understanding how to manage and build your financial future is crucial. This is where Encompass Credit Union steps in, offering guidance and resources tailored to Indiana's young adults who are just beginning their journey.
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When Is the Right Time to Refinance Your Auto Loan? Insights for Indiana Residents
Refinancing your Auto Loan can be a smart financial move, but timing is key. If you're wondering whether now is the right time to refinance, understanding the factors that impact your savings can help you make an informed decision.
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What Is a Construction Loan and How Do They Work?
Embarking on the journey of building your dream home is an exciting venture, but it also comes with a unique set of challenges, especially when it comes to financing. Unlike buying a pre-existing home, where you'd typically secure a mortgage to cover the cost, constructing a new home requires a different financial product: a construction loan.
Understanding how construction loans work, from rates and fees to disclaimers, determining your eligibility are crucial first steps towards turning your dream home into a reality.
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Mobile Payment App Scams to Be Aware of in 2025
In an era where digital wallets are as common as carrying physical wallets, the convenience of Cash App, Zelle, Venmo, and PayPal has seamlessly integrated into our daily transactions. However, with this convenience comes vulnerability.
In 2025, the sophistication of scams targeting users of these apps has escalated, making it imperative to stay vigilant. At Encompass Credit Union, we want to ensure you’re equipped to take on your tech, no matter the circumstances. This blog aims to equip you with the knowledge to effectively spot and counter these scams.
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