Secure Your Future With a Savings Account in Kokomo, IN

Building a strong financial foundation starts right here in your own community. Whether you are setting aside funds for a major life milestone, preparing an emergency safety net, or teaching your family healthy money habits, finding the right financial partner is essential. At Encompass CU, we provide reliable and rewarding financial tools designed entirely around your needs.


Why Choose Encompass CU Over Traditional Banks?

When evaluating financial institutions, the choice between a massive national bank and a community credit union is vital. As a not-for-profit cooperative, Encompass CU does not exist to enrich outside shareholders. Instead, we return our profits directly to you.

The Credit Union Difference

Our member-owned structure allows us to offer superior value compared to traditional corporate banks. By minimizing corporate overhead and eliminating unnecessary hidden fees, we prioritize our members' financial wellness. When you join our cooperative, you gain an advocate dedicated to helping you retain more of your hard-earned money.

Local Focus and Community Growth

We are deeply rooted in Central Indiana. By keeping your deposits local, you are actively investing in the neighborhoods where you live, work, worship, or attend school. We proudly serve Howard County and the surrounding areas, ensuring that the resources entrusted to us are used to fuel local prosperity.


Flexible Solutions to Build Your Wealth

We understand that no two financial journeys are exactly alike. That is why we provide a variety of tailored depository options to suit your lifestyle and goals. From foundational accounts that establish your membership to specialized options for long-term growth, we have the right fit for your strategy.

To find the perfect match for your specific goals, we encourage you to explore our full range of Savings Accounts and discover the benefits of each. When you are ready to compare your earning potential, you can easily view our current Savings Account rates online.


Plan Your Financial Journey

Watching your wealth grow is incredibly rewarding. We want to empower you with the tools necessary to make informed, confident decisions about your money. If you are curious about how consistent deposits can compound over time, use our financial Savings Calculators to map out your long-term wealth strategy.


Convenient Access Whenever You Need It

Modern banking requires flexibility. Alongside our robust digital and mobile banking platforms that grant you secure access around the clock, we maintain a strong physical presence in your neighborhood. Whenever you prefer face-to-face assistance or need to make a quick transaction, we invite you to visit our Kokomo branch locations to experience our exceptional local service firsthand.


Open Your Savings Account in Kokomo, IN Today

Ready to experience a better way to bank? Joining Encompass CU is simple and completely focused on your success. If you live, work, worship, or attend school in Howard, Tipton, or Clinton counties, you are warmly invited to join our cooperative family.

Take the first step toward a more secure financial future. Please review our membership eligibility requirements and apply online right now.