RV and Boat Loans in Howard County, IN
Whether you are dreaming of weekend getaways at the lake, a cross-country RV trip, or want to add a golf cart or utility vehicle to your routine, Encompass Credit Union has a loan built for it. Howard County has no shortage of ways to enjoy the outdoors, and financing that next adventure should not hold you back from enjoying it.
As a not-for-profit, member-owned credit union serving Howard, Tipton, and Clinton Counties, recreational financing should be just as personal and straightforward as any other loan you get from us.
RV and Boat Loan Options for Howard County Residents
Encompass Credit Union’s lending menu covers far more than the typical auto loan. Whether you are financing something on the water, on the road, or in the yard, we have you covered:
Boats: New or used boat financing for everything from fishing boats to pontoons.
RVs and Motorhomes: Financing for new and used recreational vehicles.
Motorcycles: New or used motorcycle loans for Howard County riders.
Golf Carts and Utility Vehicles: Financing for golf carts and UTVs, whether for recreation or property use.
Lawn Equipment: Yes, you can finance riding mowers and other lawn equipment through Encompass.
We offer recreational vehicle loans for new and used purchases, as well as refinancing. Contact your local Kokomo office for a free vehicle valuation before you buy.
View current rates for our Recreational Vehicle Loan options.
Why Finance Your RV or Boat with a Local Howard County Credit Union
When you finance through Encompass, you are not filling out an application that gets processed by a call center in another state. Our loan officers are right here in Kokomo, and we take the time to understand what you are actually trying to do with your recreational vehicle.
As a not-for-profit credit union, we are member-owned and member-focused. That means the terms we offer reflect what makes sense for you, not what maximizes profit for a bank’s shareholders. Community Minded… Just Like You is not just a tagline. It shapes how we approach every loan, including the fun ones.
If you are looking to consolidate other debt alongside your recreational purchase, we also offer signature loans, lines of credit, and share secured loans to fit whatever else you need.
Getting Started with an RV or Boat Loan in Howard County
Financing a recreational vehicle through Encompass is straightforward:
Get a free vehicle valuation: Contact your local Kokomo office to get a valuation on the RV, boat, or other recreational vehicle you are considering.
Apply for your loan: Whether you are buying new, buying used, or refinancing an existing Recreational Vehicle Loan, our team will walk you through the application.
Enjoy your new adventure: With different terms and flexible options for a wide range of vehicle types, we make it easy to get exactly what you need without overextending your budget.
Have questions before you apply? Reach out to us at info@encompasscu.org, call (800) 675-8852, or stop by our Reed Road branch in Kokomo.
Who Can Get an RV or Boat Loan Through Encompass Credit Union?
Encompass Credit Union membership is open to anyone who lives, works, worships, or attends school in Howard, Tipton, or Clinton County, Indiana. Immediate family members of eligible members also qualify, as do employees of eligible businesses and organizations in these counties.
If you live in Kokomo or anywhere else in Howard County, you are almost certainly eligible to join. Learn more about membership to get started.
Apply for Your RV or Boat Loan in Howard County, IN Today
Your next adventure is closer than you think. Whether it is a boat for the lake, an RV for the open road, or a golf cart for getting around, Encompass Credit Union is ready to help Howard County members finance it the right way.