Mortgage Loans in Frankfort, Indiana
Welcome to Frankfort, Indiana! Are you thinking about buying a home in this charming Hoosier city? Securing a Mortgage is a crucial step in owning your space and needs to be with the right mortgage lender. Look no further than Encompass Credit Union, your trusted partner for Home Loans and other home financing solutions in Frankfort.
Understanding Mortgages in Frankfort
A Mortgage is a loan used to purchase or refinance a property like a house, land, or other real estate. You'll repay the loan amount (principal) with interest over a set term, typically 15-30 years. Your monthly payment usually includes Principal, Interest, Taxes (property), and Insurance (homeowners) – often called PITI.
Encompass Credit Union: Your Mortgage Lender Partner
Encompass Credit Union offers a variety of Mortgage products to fit your individual needs. We understand that buying a home is a significant investment, and we're here to guide you through the process.
These are some of our Mortgage options:
Fixed-Rate Mortgages: Lock in a consistent interest rate for the entire loan term, offering stability and predictability
Adjustable-Rate Mortgages (ARMs): Benefit from a lower initial interest rate that adjusts periodically, potentially saving money upfront
Encompass also offers additional home financing options:
Second Mortgages: Access additional funds for renovations, debt consolidation, or other needs
Home Equity Lines of Credit (HELOCs): Draw on a revolving line of credit secured by your home's equity
Construction Loans: Finance the construction of your dream home
Why Choose a Credit Union as Your Mortgage Lender in Frankfort?
Credit unions like Encompass offer several advantages over traditional banks:
Competitive Rates: We often offer lower interest rates on Mortgages, saving you money in the long run
Lower Fees: Expect fewer upfront and ongoing fees compared to traditional lenders
Personalized Service: Our dedicated Mortgage specialists work closely with you to find the right loan option and guide you through the application process
Member-Owned Focus: As a member-owned institution, we prioritize your financial well-being and offer tailored solutions
Encompass Credit Union: Your Local Mortgage Experts
Here's why Encompass is the perfect choice for your Mortgage needs in Frankfort:
Local Expertise: We have extensive knowledge of the Frankfort real estate market, ensuring a smooth and informed buying experience
Streamlined Process: Our straightforward application process removes unnecessary complexities
Ongoing Support: We offer expert guidance and support throughout your Mortgage journey, from pre-approval to closing
We make the home-buying process much easier and help you secure an excellent Mortgage rate.
Ready to Get Started? Own Your Piece of Frankfort: Explore Mortgage Options with Encompass
Let's make your dream of homeownership in Frankfort accurate! Contact our Mortgage specialists at Encompass today to discuss your options and get pre-approved. We're here to guide you through every step of the process.
Join Encompass Credit Union Today
Becoming a member of Encompass unlocks access to our competitive Mortgage rates and a range of financial products and services designed to empower your financial future. Learn about membership eligibility and the simple steps to join on our website.
Take the Next Step Toward Homeownership in Frankfort with Encompass Credit Union!
Don't wait – contact us today to discuss your Mortgage needs and explore how Encompass can help you achieve your homeownership goals in Frankfort, Indiana.
Visit Our Maish Road Branch in Frankfort, Indiana
Maish Road Branch
1035 North Maish Road
Frankfort, IN 46041
Lobby Hours:
Monday: 8:30 a.m. - 4:30 p.m.
Tuesday: 8:30 a.m. - 4:30 p.m.
Wednesday: 8:30 a.m. - 1:00 p.m.
Thursday: 8:30 a.m. - 4:30 p.m.
Friday: 8:30 a.m. - 5:30 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.
Phone:
iTalk: (800) 675-8852 option 2
Lost/Stolen ATM or Debit Cards: 855-472-7383
Lost/Stolen Credit Card: 855-511-8978