Certificates of Deposit at Encompass Credit Union

Securing a good return on your savings is crucial for achieving financial goals. Encompass Credit Union, a trusted financial institution in Indiana, offers competitive Certificates of Deposit (CDs) to help you securely grow your money.

What is a Certificate of Deposit?

A Certificate of Deposit is a reliable savings tool with a fixed term and interest rate. When you invest in a CD, you agree to lock in your money for a predetermined period (ranging from months to years). In return, you earn a guaranteed interest rate that's typically higher than traditional Savings Accounts. This makes CDs a low-risk option for steadily growing your savings. Learn more about our current CD rates.

Benefits of a Certificate of Deposit

CDs offer several advantages:

  • Guaranteed Returns: Unlike the unpredictable stock market, CDs provide a fixed interest rate, ensuring a specific return on your investment

  • Higher Interest Rates: Compared to standard Savings Accounts, CDs typically offer more attractive interest rates, helping you maximize your savings growth

  • Security and Stability: CDs are federally insured by the National Credit Union Share Insurance Fund (NCUSIF) for up to $250,000 per depositor, offering peace of mind for your investment

  • Goal-Oriented Savings: CDs are a perfect tool for saving towards goals such as a down payment on a house, a child's education, or a comfortable retirement

Why Choose Encompass Credit Union?

Encompass Credit Union stands apart from traditional banks by offering a more personalized and member-centric approach. We take pride in building relationships with our members, providing competitive CD rates, and supporting our local community.

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Want More from Your Money?

Check out our current CD rates. If you aren't already a member, applying is easy! Get started on your membership application and open a CD with Encompass Credit Union today. We're confident you'll appreciate the difference a credit union can make. Don't hesitate to contact us if you have any questions.

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