Managing multiple credit card payments, each with its own interest rate and due date, can feel like a full-time job. For many residents in Tipton, Clinton, and Howard County, the stress of high-interest debt is a daily reality.
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Your 20s, or even late teens, are the perfect time to lay the foundation for a strong financial future. Even if you already have credit cards, student loans, a car payment, or an apartment lease, you may still feel uncertain about how credit works and what impact your credit score can have on your future. In fact, many young adults feel the same way!
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On November 12, 2025, the U.S. Mint pressed its last penny, ending over 230 years of production. So, even though it’s estimated that there are 114 billion pennies in circulation across the U.S., banks and credit unions can no longer order new ones. Whether you use cash daily or have an old piggy bank collecting dust, here’s what Indiana residents need to know about managing their pennies during this historic transition.
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If you live in Tipton, Clinton, or Howard County, you have plenty of options for where to keep your money. From massive national bank chains to online-only fintechs, the choices can be overwhelming. But for many Hoosiers, the decision comes down to a single fundamental question: Why choose a credit union over a bank?
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Whether you are relocating to Kokomo to work at one of our thriving local industries or you are a long-time Encompass Credit Union member looking to upgrade to your dream home in Greentown, the path to homeownership can feel complex.
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The holidays are a time for joy, family, and reflection — but they’re also one of the biggest expense seasons of the year.
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