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Your 20s, or even late teens, are the perfect time to lay the foundation for a strong financial future. Even if you already have credit cards, student loans, a car payment, or an apartment lease, you may still feel uncertain about how credit works and what impact your credit score can have on your future. In fact, many young adults feel the same way!
Read MoreOn November 12, 2025, the U.S. Mint pressed its last penny, ending over 230 years of production. So, even though it’s estimated that there are 114 billion pennies in circulation across the U.S., banks and credit unions can no longer order new ones. Whether you use cash daily or have an old piggy bank collecting dust, here’s what Indiana residents need to know about managing their pennies during this historic transition.
Read MoreIf you live in Tipton, Clinton, or Howard County, you have plenty of options for where to keep your money. From massive national bank chains to online-only fintechs, the choices can be overwhelming. But for many Hoosiers, the decision comes down to a single fundamental question: Why choose a credit union over a bank?
Read MoreWhether you are relocating to Kokomo to work at one of our thriving local industries or you are a long-time Encompass Credit Union member looking to upgrade to your dream home in Greentown, the path to homeownership can feel complex.
Read MoreThe holidays are a time for joy, family, and reflection — but they’re also one of the biggest expense seasons of the year.
Read MoreHolidays are a great time to support the causes that matter most to you. The season inspires us to give back to the communities that support us. Here in Indiana, we see this spirit of generosity every day. At Encompass, we believe that your contributions should make the biggest impact possible for the charity you support as well as your own financial well-being.
This guide will walk through the essential charitable giving strategies to help you make the most of your contributions this year-end and beyond. We’ll explore practical strategies to maximize your charitable impact while strategically lowering your tax bill.
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